Empowering Knowledge in Banking Law

Explore the principles of banking law and equity jurisprudence. Discover lawful remedies and fiduciary responsibilities that govern commerce. Join us in our mission to enlighten individuals and foster understanding.

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Welcome to the Ascension NMA Equity & Banking Law Study Group

We are a private research and educational group dedicated to the study and application of banking law, trust structures, and the enduring principles of equity jurisprudence. Our mission is to empower individuals with knowledge of lawful remedy, fiduciary responsibility, and the lawful mechanisms that govern commerce, trusts, and public obligation in both statutory and non-statutory domains.

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Our group explores the intersection between public financial systems and private equity enforcement—drawing from centuries of common law, equity doctrine, trust law, and foundational banking principles. We focus on:

  • Banking and Credit Instruments: Understanding negotiable instruments, bonds, notes, and the legal status of money, credit, and suretyship under UCC, Treasury regulations, and international law.
  • Trust Law: Studying how private and public trusts operate, including the roles of trustees, grantors, beneficiaries, and executors. We review historic and modern interpretations of trust duties and equitable enforcement mechanisms.
  • Equity Jurisdiction: Returning to the original function of equity courts—remedying harm where legal process alone fails. Equity addresses issues of conscience, fiduciary breach, constructive trusts, unjust enrichment, and the return of property or value withheld.

We work from foundational texts such as Gibson’s Suits in Chancery, Corpus Juris Secundum, Bouvier’s Dictionary (1848), and Loring’s Trustee Handbook (1907), as well as current IRS exhibits, administrative manuals, and judicial doctrine.


In law, Equity is the conscience of the court. It ensures that no party can unjustly profit by loophole, silence, or legal technicality. In modern financial systems—where nearly all obligations are managed through trust relationships—equity is the only domain where a wronged party may demand performance, restitution, or replevin when fiduciaries fail.

Courts of equity historically had the power to:

  • Compel trustees to return property
  • Enjoin bad faith actions
  • Impose constructive trusts
  • Issue orders of specific performance
  • Grant declaratory relief or accounting

These remedies are often inaccessible through mere statutory pleadings or administrative appeals. Equity addresses not just “what the law says,” but what justice requires.

Our group works to uncover lawful remedies available to private individuals, trustees, and executors, especially where administrative agencies (such as the IRS or Treasury) have refused or dishonored lawful presentments of credit, bonds, or instruments. We examine:

  • Fiduciary obligations and their breach
  • The role of Executors and Beneficiaries in lawfully asserting control over estates
  • The use of constructive notice, judicial demand, and default procedure in equity
  • The integration of trust law, commercial law, and constitutional rights in private remedy

We do not teach theories—we analyze lawfully documented process, verifiable precedent, and time-tested procedure. Equity is not about belief; it is about standing, duty, and performance.

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